We act as a credit broker, not a lender. Best available rate 5.9% APR and representative 18.9% APR

Help and Advice

Looking for a new vehicle? We're here to help you every step of the way.

We can help you source a finance deal that is tailored to your specific needs, be it HP, PCP, Lease or Personal Loan. We will endeavour to secure you the best deal for your financial circumstances.

Once we have the finance in place, you then have the option to either find your perfect car from any reputable car dealer, or we can take the stress away from the search, and find you the car, at a good price, using our expertise and contacts with the industry.

All that is left for you to do, is collect the car, sign and drive away! It's that easy!

This modern way of buying a car is perfect for busy people, who are savvy with both their time and money and want to drive away their new car, as quick as possible, with minimal stress and hassle. Apply now and one of our experienced team will contact you shortly to discuss your needs.

Require used car finance? But have bad credit?

Then talk to Car Finance 365 - Used Car Finance Specialists

We have specialised in arranging car loans for people with poor credit for a great many years. As such, we have access to specialist lenders and will go out of our way to make sure you get the best deal for your budget.

All that is required from you is that you complete our short application form then sit back and relax. We will search all of the different bad credit car loans available to find the best one for you. We will then call you back, usually within minutes, to let you know what we can do for you.

  • Bad credit history: No problem! It's our speciality.
  • CCJ's, defaults or arrears: We may still be able to help!
  • Low rate UK loans: We endeavour to get you the best deal!
  • Quick decision: We are sure you will be impressed with our speed and efficiency!
  • Quick to apply:  Click here to get started!

What is bad credit?

You may be unsure of your own credit rating, so here is some information to help you understand more.

Bad credit can be brought about by a number of things; missed or late payments towards your credit cards or any other loans or finance, arrears, defaults and County Court Judgements (CCJ's) which are the main contributors.

Also, as crazy as it sounds, if you have no history of any previous loans on your credit file this can also have an adverse effect on your credit score. So what do you do if you have a poor credit score and need to get a loan for your next vehicle?

As a result of the global credit crunch a huge number of lenders have withdrawn from the market and people with impaired credit are concerned that they are no longer able to arrange the loans and finance that they need.

The good news is there are however still a number of specialist lenders that offer car loans to people with a bad credit record who also offer very competitive rates.

Car Finance 365 has operated with these companies for many years, and it is our experience within this sector that puts us best placed to help you secure a car loan for your next vehicle.

Click Here to start your quick and safe online application.